Life Insurance

Most people think of life insurance in terms of death benefit protection. However, today’s policies also provide the vehicles for meeting other goals, such as saving for retirement and education, paying estate taxes and providing liquidity.

An added bonus of these policies is that most goals can be achieved on a tax-free or tax-deferred basis. In effect, life insurance is one of the few remaining tax shelters available.

Years ago, life insurance purchases were made almost entirely by men to protect their families. But now, women too, are significant breadwinners, and coverage on their lives has become common. People now protect their family’s lifestyle by insuring both spouses, especially if that lifestyle is dependent on two incomes.

Policy Types Available Policy Characteristics Which Is Right For Me? Irrevocable Life Insurance Trust

Combining Policies How Much Do I Need? Second-To-Die Life Insurance Life Insurance and Estate Plan

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